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Good morning everyone! I’m Mon Santiago, a Horticulturist by training from the University of the Philippines at Los Banos and a Senior Marketing Director of the International Marketing Group (IMG). I would like to share to you my story.
My wife and I decided to become OFWs when our second child got very ill and the savings we had was wiped out because of it.
We realized that we cannot achieve our dream of financial security with our salary at that time.
So we became OFWs in Brunei for more than 20 years.
As OFWs our monthly income improved. I started to read regarding personal financial management but after reading there was no follow up plan in executing what I learned.
Nevertheless, we started investing in education plans for our four children, pension and life plans, life insurance, health insurance, residential and farm lots, while at the same
time supporting our parents and some of my siblings in school.
After we completed paying for the pre-need plans and purchase of farm lots, we started looking for investments such as multi-level marketing businesses and mutual funds in Hongkong. There was no IMG yet at that time or maybe we didn’t know about IMG. Because there was no proper guidance on building a solid financial foundation to achieve financial freedom, we have had our share of bad investments and being victims of a scam also. If only we had known and joined IMG earlier, it could have save us lots of money for our children’s inheritance
We just got to know about IMG in November 2008 after my wife and I returned from four years of full time missionary work for Couples for Christ (CFC) in East Timor and attended the Kerygma Conference at that time.
But we didn’t inquired more about IMG since a new mission assignment by CFC was given to us in India and South Asia. But we started investing in mutual funds.
Then in February 2010, our son in law, who was also a CFC missionary at that time and had already joined IMG earlier, invited us to attend a free Financial Seminar of IMG in Makati.
He said that a fellow CFC missionary also invited him to attend a similar seminar and he found the financial concepts very simple, practical and doable.
In that seminar I was introduced to a medical doctor that was the speaker. During this seminar I learned that one must build his/her financial house correctly step by step from the ground up.
What attracted me more is the IMG partnership with the leading Philippine companies in the financial industry and in its noble mission of financial education for all starting with our family
and the other people we love and care for. And for me this includes those in my spiritual community and OFW family especially in Brunei. After that seminar I joined in March 2010.
We’re glad that we joined IMG. Today all our children are building their solid financial foundation with Kaiser’s 3-in-1 long term health care, Life Insurance and Mutual Fund investments. I’m also proud that God has used me to bless many other families, especially OFWs in Brunei. IMG’s step by step process of Building a Solid Financial Foundation that has helped my family and the thousands of others that have joined and/or applied its financial concepts can also help you, your family and friends achieve financial freedom.